Privacy Policy

KGRN FP&A Division – United Arab Emirates

At KGRN FP&A, your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in accordance with applicable laws in the United Arab Emirates, including the Federal Decree Law No. 45 of 2021 on the Protection of Personal Data (PDPL). By interacting with us, visiting our website, or using our services, you agree to the practices described in this policy.

1. Who We Are

KGRN FP&A is a division of KGRN, based in the UAE, dedicated to delivering advanced Financial Planning & Analysis services to clients across the region. For any data privacy-related concerns, you may contact us at:
📧 Email: servicedesk@kgrnaudit.com

2. Personal Data We Collect

We may collect the following categories of information:

a. Personal Information You Provide

• Name, email address, phone number
  
  
• Company name and designation (if applicable)
  
  
• Details shared via contact forms, consultations, surveys, or service engagements
  
  

b. Technical & Usage Data

• IP address, browser type, device identifiers
  
  
• Time and duration of website visits
  
  
• Pages visited, actions taken, and referral sources
  
  

c. Cookies and Tracking Technologies

We use cookies and similar technologies for functionality and analytics. These may include:

• Essential Cookies: Required for basic site operations
  
  
• Performance Cookies: Used to improve the performance of the site
  
  
• Functionality Cookies: To remember your preferences
  
  
• Third-party Cookies: For analytics or embedded media
  
  

You may modify your cookie preferences via your browser settings at any time.

3. Purpose of Collecting Your Data

Your data may be used for the following lawful purposes:

• To provide and manage services as requested
  
  
• To communicate with you regarding your inquiries or service updates
  
  
• To personalize user experience and enhance our website functionality
  
  
• To fulfill contractual and regulatory obligations in the UAE
  
  
• To perform internal analytics and reporting
  
  

4. Legal Basis for Processing (UAE PDPL)

Under UAE data protection law, we process your data based on one or more of the following legal grounds:

• Your explicit consent
  
  
• Fulfillment of a contract or service agreement
  
  
• Compliance with legal obligations
  
  
• Legitimate interests pursued by KGRN FP&A
  
  

5. Data Sharing and Disclosure

We do not sell your personal information. However, we may share your data in the following circumstances:

• With trusted service providers who support our operations (e.g., IT, hosting, analytics)
  
  
• When required by UAE law, legal processes, or competent authorities
  
  
• To protect the rights, safety, or property of KGRN FP&A and its stakeholders
  
  

6. Data Retention

Your data will be retained only for as long as necessary to fulfill the purposes outlined above or as required by UAE law.

Examples:

• Contact form submissions may be stored for future correspondence.
  
  
• User data related to service delivery may be retained in line with compliance or accounting requirements.
  
  

7. Your Rights Under UAE Law

You have the following rights with respect to your personal data:

• Access: Request details about the data we hold about you
  
  
• Rectification: Request corrections to inaccurate or incomplete data
  
  
• Erasure: Request deletion of your data where legally permissible
  
  
• Restriction: Limit how your data is processed under certain conditions
  
  
• Objection: Object to certain types of data processing
  
  
• Portability: Request your data in a structured, machine-readable format
  
  

To exercise any of these rights, please email: servicedesk@kgrnaudit.com

8. Data Security

We implement strong technical and organizational measures to safeguard your data against unauthorized access, misuse, or disclosure. While we use industry best practices, no digital platform can guarantee absolute security.

9. Third-Party Links and Embedded Content

Our website may contain links to external websites or embedded third-party content (e.g., videos, articles). These platforms may collect their data, and we advise reviewing their privacy policies independently.

10. Policy Updates

This Privacy Policy may be revised to reflect legal, technical, or business changes. We encourage you to check this page periodically. The latest version will always include the effective revision date.

Last Updated: 20 March 2025

11. Contact Us

For any inquiries regarding this Privacy Policy or your data rights, you may reach out to us at:
KGRN FP&A Division – UAE
📧 Email: servicedesk@kgrnaudit.com