Terms & Condition

KGRN FP&A Division – United Arab Emirates
 Effective Date: 20 January 2025

Welcome to the KGRN FP&A Division’s website (the “Website”). By accessing or using this Website and our services, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). Please read them carefully. If you do not agree with any part of these Terms, you must not use our Website or services.

1. Who We Are

KGRN FP&A is a division of KGRN Chartered Accountants, headquartered in the United Arab Emirates, offering financial planning and analysis (FP&A) services to businesses across the region.

Website: Kgrnfpa.com
 Email: servicedesk@kgrnaudit.com

2. Eligibility

By using our Website, you confirm that:

  • You are at least 18 years of age or the legal age of majority in your jurisdiction;

     

  • You have the legal authority to enter into binding contracts;

     

  • You will use this Website in accordance with these Terms and applicable UAE laws.

     

3. Use of the Website

You agree to use this Website solely for lawful purposes and in a way that does not infringe the rights of KGRN FP&A or restrict or inhibit anyone else’s use or enjoyment of the Website.

You must not:

  • Use the Website in any way that causes damage to the Website or impairs its availability

     

  • Attempt to gain unauthorized access to any part of the Website or its systems

     

  • Transmit viruses or any other harmful code

     

4. Intellectual Property

All content, branding, designs, logos, text, graphics, software, and other materials on the Website are the intellectual property of KGRN FP&A or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the Website for informational and non-commercial purposes only.

You may not:

  • Modify, reproduce, or distribute any part of the Website without prior written consent

     

  • Use our trademarks or trade names without permission

     

5. Client Engagement

Engagements with KGRN FP&A for financial services are subject to separate contracts, scopes of work, or engagement letters. These Terms do not override any such agreements. No client-consultant relationship is formed by mere use of the Website or its contact forms.

6. Limitation of Liability

While we strive to ensure the information on our Website is accurate and up to date, KGRN FP&A does not guarantee the completeness, accuracy, or reliability of the information provided.

To the fullest extent permitted by UAE law:

  • KGRN FP&A will not be liable for any direct, indirect, incidental, or consequential damages arising from your use or inability to use the Website

     

  • We do not warrant that the Website will be error-free, secure, or continuously available

     

7. Third-Party Links

Our Website may contain links to third-party websites or resources. KGRN FP&A is not responsible for the content, availability, or practices of these external sites. Accessing them is at your own risk.

8. Privacy

Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, process, and protect your personal data in compliance with the UAE Personal Data Protection Law.

9. Cookies

We may use cookies and similar tracking technologies to enhance your experience. By using this Website, you consent to our use of cookies as described in our Privacy Policy.

10. Termination

KGRN FP&A reserves the right to restrict, suspend, or terminate your access to the Website at any time, without notice, for any conduct that we believe violates these Terms or is otherwise harmful to our interests.

11. Indemnity

You agree to indemnify and hold harmless KGRN FP&A, its directors, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your use of the Website, your violation of these Terms, or your infringement of any rights.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of the Emirate of Dubai.

13. Changes to the Terms

We may revise these Terms at any time without prior notice. By continuing to use the Website, you agree to be bound by the updated Terms. The “Effective Date” at the top of the page will reflect the latest version.

14. Contact Us

For questions about these Terms or the Website, please contact:
 KGRN FP&A Division – UAE
 📧 Email: servicedesk@kgrnaudit.com